Discover a Better Way to Invest in Property.

Enjoy the returns of residential property without the stress of being a landlord by investing alongside owner-occupiers

Discover your investment potential with HOPE

How you can access the HOPE benefits

Experience the benefits of property market growth without the headaches of landlord duties with our shared equity model.

Learn how HOPE helps you invest with confidence

Invest confidently in a diverse, expertly vetted portfolio, designed to minimise risks and maximise returns compared to traditional property investments.

Find out about HOPE’s returns

Achieve strong returns while empowering essential workers to achieve homeownership and make a tangible difference in their lives.

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Strong returns ⁱ

Access a property growth linked return from a diversified portfolio of vetted Australian residential real estate assets.

Reduced outgoingsⁱⁱ

Enjoy the growth upside without the usual land-tax, letting fees, maintenance, and mortgage costs.

Socially responsible

More than property growth, you’re investing in essential workers, so they can own a home close to work.

Hear from our investors^iv

VFFF views HOPE Housing as a welcome addition to the impact investment portfolio and values the innovative, yet considered, approach they have taken in the development of their model. The impact of the model on the lives of essential workers participating in the scheme is clear.

Jenny Wheatley, CEO

Vincent Fairfax Family Foundation

HOPE Housing is an investment that not only offers financial returns but also has altruistic elements. HOPE appealed to me becauseit helps people achieve something that might otherwise be out of their reach.

Tim Norton

Entrepreneur and Property Investor

HOPE has a good, solid return over a ten-year period, and I think the whole thesis around providing housing for essential workers and front-line workers is really important – they give a lot to our community, and to be able to provide a solution to their housing needs is pretty special.

Nicola Paramor

Paramor Family Foundation

Chatleigh Foundation invests in HOPE Housing because it’s an investment in our communities, families, and core values. It is a way to create meaningful, lasting impact by supporting essential workers—the backbone of our communities.

Joe Ware, Managing Director

Chatleigh Foundation

How it worksⁱⁱⁱ

HOPE Housing gives investors a new way to access the stable and solid returns of the Australian residential property market, while enabling home ownership.ⁱ

We achieve this through our unique shared equity model, which puts home ownership within reach of our dedicated essential workforce community and simplifies and de-risks property investment for investors.

Why HOPE Housing?

Diversification

Gain exposure to a portfolio of vetted residential assets in high-growth metropolitan areas, through one investment.

Hassle Free

No land-tax, property management fees or out-of-pocket property expenses..

$100K Starting Investment

Invest just $100K to access a diversified portfolio of owner-occupied, family homes.

Target Return

HOPE Housing aims to deliver to investors a 10% (pre-tax, post fees) return per annum, via exposure to the capital growth of the owner-occupier segment of the Australian residential property market.

Performance Information

Portfolio Growth	12 months to Jun ‘ 24
Property Assets in Portfolio⁽ᴬ⁾	12.2%

CoreLogic Index	12 months to Jun ‘ 24
All Dwellings Sydney⁽ᴮ⁾	6.3%

Social Return on Investment	12 months to Dec ‘23
Social Value Created⁽ᶜ⁾	13%

Measurable Impact

HOPE’s social impact is measured using established models and actual homeowner data. Our impact reporting focuses on the effect homeownership has on several critical areas, including:

Enhancing physical and mental wellbeing.

Reducing commute times & increasing family time.

Improving workplace productivity.

Retaining trained essential workers.

Making the cost of housing more affordable.

Rated as Investment Grade

"This rating affirms HOPE's position as a leader in social impact investing, providing investors with access to capital growth and diversification benefits in the residential property market"

Angela Ashton

Founder and Director

Evergreen Consultants

How to Invest

Confirm you meet the sophisticated investor test.

To be a sophisticated investor in Australia, you must meet one of the following requirements:

Have net assets of more than A$2,500,000
Have income of at least A$250,000 per annum over the last two financial years
Able and willing to invest $500,000 or more into this opportunity

Review Fund Disclosure documents.

Complete an online application to apply for units in the Fund.

Investors apply online for units in the fund.

Funds are only deployed into assets that are:

Vetted by HOPE’s investment committee, with purchase caps set.
Owned and occupied by essential workers who have been vetted by Police Bank, for the purposes of acquiring and servicing a mortgage on their 50-70% share in the property.

Homeowners progressively purchase additional equity in the property at the prevailing market rate, stepping into full ownership over time. They can use a combination of savings (or the like) and mortgage top-ups in order to facilitate equity buybacks.

Equity buybacks or full sale events generate cash distributions to investors.

Benefits for homeowners

Low deposit

Homeowners can enter the scheme with a minimum of 2.5% deposit.

Manageable mortgage

HOPE and Police Bank ensure mortgage servicing is within 30% of household income when essential workers enter the scheme.

Close to work

Homes are located within 30 minutes commute of an essential worker’s workplace, reducing commute times and stabilising workforces in critical urban regions.

Our Partners