HOPE Housingiii

HOPE Housing provides your clients a new way to access the stable and solid returns of the Australian residential property market, while enabling home ownership.i

We achieve this through our unique shared equity model, which puts home ownership within reach of our dedicated essential workforce community and simplifies and de-risks property investment for investors.

Why HOPE Housing?

Diversification

Gain exposure to a portfolio of vetted residential assets in high-growth metropolitan areas, through one investment.

Hassle Free

No land-tax, property management fees or out-of-pocket property expenses.

$100K Starting Investment

Invest just $100K to access a diversified portfolio of owner-occupied, family homes.

Low Fees

0.5% management fee, set at cost-recovery only. No performance management fee.

Investment Objective

HOPE Housing aims to deliver to investors an internal rate of return (IRR) of 10% per annum (pre-tax, post fees). *


Returns are driven by the strong fundamentals of the Australian property market and the selection of homes with high growth potential.

Benefits for homeowners

Low deposit

Homeowners can enter the scheme with a minimum of 2.5% deposit.

Manageable mortgage

HOPE and Police Bank ensure mortgage servicing is within 30% of household income when essential workers enter the scheme.

Close to work

Homes are located within 30 minutes commute of an essential worker’s workplace, reducing commute times and stabilising workforces in critical urban regions.

How to Invest

Confirm your clients meet the sophisticated investor test.

If you actively make investment decisions and oversee portfolios with the intention of optimising returns for your clients, you are a financial advisor.

Your responsibilities not only include understanding the intricacies of financial investments and market dynamics but also comprehending the unique financial aspirations and risk tolerances of each client to tailor the best investment strategies for them.

Review Fund Disclosure documents.

Complete an online application to apply for units in the Fund.

Investors apply online for units in the fund.


Funds are only deployed into assets that are:


  1. Vetted by HOPE’s investment committee, with purchase caps set.
  2. Owned and occupied by essential workers who have been vetted by Police Bank, for the purposes of acquiring and servicing a mortgage on their 50-70% share in the property.

Homeowners progressively purchase additional equity in the property at the prevailing market rate, stepping into full ownership over time. They can use a combination of savings (or the like) and mortgage top-ups in order to facilitate equity buybacks.

Equity buybacks or full sale events generate cash distributions to investors.

VFFF views HOPE Housing as a welcome addition to the impact investment portfolio and values the innovative, yet considered, approach they have taken in the development of their model. The impact of the model on the lives of essential workers participating in the scheme is clear. iv

Jenny Wheatley, CEO

Vincent Fairfax Family Foundation

HOPE has a good, solid return over a ten-year period, and I think the whole thesis around providing housing for essential workers and front-line workers is really important – they give a lot to our community, and to be able to provide a solution to their housing needs is pretty special.iv

Nicola Paramor

Private Ancillary Fund Member

Chatleigh Foundation invests in HOPE Housing because it’s an investment in our communities, families, and core values. It is a way to create meaningful, lasting impact by supporting essential workers—the backbone of our communities.

Joe Ware, Managing Director

Chatleigh Foundation

Our Partners

Still unsure if HOPE Fund is the right investment for your client?

Download our investor pack today and start investing in more than real estate.

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